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Solar Payback From Your Own Bill

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A solar quote can look attractive while the bill tells a different story. Use your units, your rate and the vendor's capex to screen payback before the sales deck decides for you.

Runs entirely in your browser. Nothing you type is uploaded or stored.

1Your bill and plantThese numbers decide how much grid purchase the plant can offset.
kWhUse the kWh figure from a normal month on your bill.
₹/unitDivide total energy-linked charges by units, or use the bill average your finance team tracks.
kWpUse the proposed DC plant size from the vendor quotation.
₹/kWpType the vendor quoted installed cost per kWp.
2Generation and export assumptionsThese decide how much generation is valued at your bill rate and how much is exported.
kWh/kWp/yrUse city and roof-specific yield from the proposal. It varies by city.
%Estimate from day load and holidays. Export rules decide the rest.
₹/unitType your net-billing or export credit rate. It may be 0.

The formula we use

annualGen = kWp * yield

selfUse = annualGen * share/100 valued at unit rate

export = annualGen * (1 - share/100) * exportRate

annualValue = selfUse + export

simple payback years = (kWp * capexPerKwp) / annualValue

  • No degradation, O&M or tariff-change modelling.
  • Net-billing treatment, grid-support charges and banking rules change the real answer.
  • Monthly units are a sense check only; the formula uses plant size and annual yield.

Typical numbers

Reference figures to sanity-check your inputs. Your own bill and equipment data always win.

BillTrends' current default rooftop-solar yield table totals 1,485 kWh per kWp per year before site-specific edits.

Source: BillTrends default model

BillTrends' default monthly rooftop-solar yield table ranges from 95 to 152 kWh/kWp/month.

Source: BillTrends default model

PM Surya Ghar is a residential rooftop scheme with subsidy capped at 3 kW of system capacity.

Source: PM Surya Ghar (MNRE)

PVWatts estimates grid-connected PV energy output from system size, location, tilt, azimuth, losses and weather data rather than a single national yield number.

Source: NREL PVWatts

Common questions

Is simple payback enough for a solar decision?

No. It is a first screen. Degradation, O&M, taxes, finance cost, net-billing rules and grid charges can change the decision.

What is specific yield?

Specific yield is annual generation per kWp installed. It varies by city, roof, tilt, shadow, module quality and maintenance.

Why does self-use share matter?

Units used inside the site offset your bill rate. Exported units may earn a lower rate or face different rules.